Banks Are Granting More 100% Home Loans

There is a increasing trend in the current property market which is seen many more bond applicants securing full 100% home loans.

While most applicants still require at least a 10% deposit to secure the finance, about 1 in every 5 clients are getting the full amount.

Banks are encouraged to lend up to 100% of the property value on properties that are already repossessed and on distressed properties.

Also, clients who fall into the affordable housing market could qualify for up to 104% home loans. These bonds cover the additional costs of purchasing your own property.

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